Explanation of Benefits, decoded

“This is not a bill.”
So why do you owe money?

Snap a photo of your EOB or medical bill. In about a minute you'll see what it means in plain English, and anything worth questioning.

• Works with paper photos, PDFs and screenshots
• Free plain-English breakdown
• Your pages aren't saved

Step 1 of 4

What do you have in front of you?

Step 2 of 4

What kind of care was it?

Step 3 of 4

What's bothering you about it?

Step 4 of 4

Here's what we'll check

Before you add your pages

• Read by AI, then thrown away. Claude, an AI made by Anthropic, reads your pages so your review takes seconds instead of days. We don't keep copies, and Anthropic doesn't train its AI on them.
• Cover what we don't need. On the next screen you can black out your name, member ID and anything else private before your pages leave your phone.
• Never sold. Your information isn't sold or shared for advertising.
• Location removed. Phone photos can carry where they were taken. We strip that out.
• Plain English, not advice. We explain what your papers say and point out questions to ask. We're not lawyers or your insurer.

Add your pages

Add every page, front and back. You can mix photos, PDFs and screenshots.

Protect your privacy: after you add a page, tap Cover private info and drag over your name, address, member ID and claim number. We only need the dates, services and amounts.

Reading your pages…

This usually takes 30 to 60 seconds. Keep this screen open.